Bad Credit Personal Loans
Bad credit? Don’t sweat it If you’re saddled with a bad credit score, it’s important to know that you’re far from alone: hundreds of thousands of Australians find themselves in that very position. While it hasn’t always been the case, there are more specialist lending options today than ever before when it comes to financing […]
Wedding and Honeymoon Loans
A wedding loan is a form of personal loan designed to help you out with your special day. According to Moneysmart, the average Australian couple will spend at least $36,000 on their wedding. To help manage the costs, 60% of couples will take out a loan. These personal loans are typically unsecured, meaning that you won’t […]
Unsecured Personal Loans
Unsecured personal loans are loans that don’t require any collateral. This means you won’t need to offer a valuable asset, such as your car or property, as security for the loan. These loans are usually available from as little as $5,001 up to a maximum of $75,000, depending on the lender and your borrowing needs. […]
Debt Consolidation Loans
A debt consolidation loan is simply a personal loan used to clear one or more outstanding debts. It’s one of the most common uses for a personal loan in Australia. There are plenty of reasons why one of these loans could be the right move for you, from saving money to simplifying your debt structure. […]
Personal Loans for Self-Employed Workers
Being your own boss can be rewarding, but how does it work when you want to borrow money? As a self-employed worker, you may face stricter requirements when applying for personal loans. However, while the application process might look a little different, it’s still possible to get the finance you need. Savvy can help streamline […]
Personal Loan Repayment Calculator
How do I use the personal loan repayment calculator? Savvy’s personal loan repayment calculator is simple and easy to use no matter where you are. All you need to do is fill out a few different boxes and the calculator will crunch all the numbers for you. By inputting your desired loan amount, term and […]
Home Renovation Loans
A home renovation or home improvement loan is a personal loan that can be used to cover the cost of any sort of property renovation or improvement, whether on your personal home or an investment property. This can include: Kitchen and bathroom remodelling Plumbing and electrical work Home repairs Building additional living space Adding windows or […]
Loans for Unemployed: Your Borrowing Options
Being unemployed can make it difficult to get a loan, but not impossible. There are options available to borrowers without a job through specialist lenders, who can make use of other payments and criteria to approve your application. If you qualify for one of these loans, you can access cash quickly when you need it. […]
Variable Rate Personal Loans
If you’re searching for a variable rate home loan, you’re not alone. They’re Australia’s most popular type of mortgage and account for over 75% of all home loans. The beauty of variable rate loans is that they offer so much flexibility to tailor a mortgage to suit individual needs. Savvy can help you compare the […]
Variable Rate Personal Loans
A variable rate personal loan is, as the name suggests, a type of personal loan that comes with variable interest. This means that the rate can change throughout your loan term, rather than being locked in from the start (as it would be under a fixed rate agreement). Your lender may change their rates during […]
Personal Loans with Part 9 Debt Agreement
Looking for a personal loan but currently under a Part IX debt agreement? While there are plenty of restrictions that are placed on you during your agreement, it’s important to know that there may still be avenues open to you when it comes to borrowing the money you need. How can I get a personal […]
Personal Loans with Unpaid Defaults
Most of us encounter financial struggles from time to time, so it’s not unusual to end up with a default on your file if you can’t quite keep up with repayments. Fortunately, there may still be options available to you if you need some extra money. How can I get a personal loan with unpaid […]
