Fixed Rate Personal Loans
A fixed rate on a personal loan means, as you might expect, the rate is locked in from the beginning of your loan term and remains the same throughout your repayments. This means the cost of your repayments will remain consistent, allowing you to budget around your repayments with more confidence and accuracy. You’ll know […]
Legal Fee Personal Loans
Legal fee personal loans are the same as any other personal loan: they’re a product available from $5,001 to $75,000 for use on whatever you need and can be repaid over one to seven years. In this case, you can use a personal loan to cover any legal expenses you might encounter for any type […]
$10,000 Personal Loans
The features and benefits of a $10,000 personal loan Compare rates and save You can lock in an affordable rate for your personal loan by comparing your options from a wide range of leading Australian lenders. Choose your loan term Part of the flexibility that personal loans bring is allowing you to choose the term […]
New Job Personal Loans
Starting a new job can be an exciting time, offering fresh opportunities and, in many cases, the chance to increase your earnings. However, life doesn’t stand still while you’re changing roles. With ongoing financial obligations to shoulder alongside the potential costs connected to your new employment, money can be tight. In this situation, you might […]
Travel and Holiday Loans
Overseas travel by Australians is back in full swing, with more people dusting off their passports and heading abroad. According to the ABS, Australians took more than 11 million short-term overseas trips between June 2023 and June 2024 – and the trend looks set to continue. Roy Morgan data shows 23% of Australians plan to […]
Can I Get a Personal Loan as a Pensioner?
If you’re receiving a government pension or benefits, you may find it harder to qualify for a personal loan – but there are lenders out there that are willing to work with you if you need finance. These lenders may accept certain fixed benefits as part of your income, such as: Age Pension Disability Support […]
Personal Loan Broker
With countless personal loan options on the market, finding the right one can be overwhelming and time-consuming. One solution is to use a personal loan broker. Learn about their role and the benefits and drawbacks of using their services to help you make informed decision when looking for a personal loan. What are personal loan […]
Guarantor Personal Loans
A guarantor personal loan is a standard personal loan that uses a third party, known as a guarantor, to guarantee the payment of the loan. This arrangement can be useful for people who have difficulty securing a loan, such as those with a poor or limited credit history, and can help you maximise your borrowing […]
Medical Loans Australia
Medical care can be expensive, with costs often running to thousands of dollars, especially if your treatment isn’t fully covered by Medicare or private health insurance. If you need a procedure or specialist treatment, a medical personal loan can help spread the cost. This means you can access the care you need without shouldering the […]
Personal Loan Pre-Approval
If you’re thinking about applying for a personal loan, it can be helpful to check your potential eligibility before going through the full application process. Pre-approval is one way to explore your options and get a clearer idea of where you stand. What is personal loan pre-approval? Personal loan pre-approval, also known as conditional approval, […]
Joint Personal Loans
A joint personal loan is a personal loan that is taken out by two people, known as co-borrowers, who are both equally responsible for paying it off. Other than this, a joint personal loan is a standard loan product, where you receive a lump sum of money to be repaid in regular instalments. These are […]
Does Using Afterpay Affect Your Credit Score?
Afterpay can be a quick and easy way to buy the things you need without copping the full brunt of their cost on your hip pocket straight away. However, before you start using services like Afterpay, it’s worth finding out whether doing so can have a negative effect on your credit score. Learn more about […]
