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Tractor Finance

Apply for a commercial loan with Savvy today to help you finance the tractor your business needs.
Start your quote

100% free. No impact on your credit score

Tractor Finance

Apply for a commercial loan with Savvy today to help you finance the tractor your business needs.
Start your quote

100% free. No impact on your credit score

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Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
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Last updated
March 14th, 2025


Lock in a competitive finance deal for your tractor

Finding a financial product that fits your needs should not feel like looking for a needle in a hay stack. At Savvy, we understand the need to find affordable agricultural equipment at an affordable price. Our experience in financing for tractors of all kinds will ensure that you get a personalised solution to make owning and operating a tractor easy and affordable.

Whether you're financing a utility tractor, specialty tractor, row crop tractors, or a 4WD track tractors, we're here to help. Get a free, no-obligation quote today!

Why compare commercial finance with Savvy?

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Common questions about tractor finance answered

Do you finance new businesses?

Yes. We can offer solutions for both new and old businesses.

I would like to buy more than one tractor for my business, is this possible?

Yes. We can help businesses of all sizes with finance for an entire fleet of trucks, subject to meeting certain criteria. Ask your consultant for more.

Do you offer low doc loans?

Yes. We offer low doc loans for individuals and small businesses to get quicker access to financing.

What will I be paying in terms of the interest rate?

This differs depending on the amount you want to borrow and the financing option you choose. However, you can speak to our consultants for more information. We have access to specialist calculators through our lenders to accurately indicate how much you'll be paying.

I run a seasonal business, will I be able to get financing?

Many of the lenders we deal with offer products with flexible repayment terms that cater to seasonal and harvest-based agribusiness, so enquire with us today to see if your business qualifies for finance.

Can I still get financing if I have bad credit?

Yes. At Savvy we provide financing designed for people who have bad credit.

Is it possible to pay the residual later?

Yes. We offer financing options that allow you to start off with low repayment costs and moving the residual to the end of the loan term. You can contact our team of consultants that will walk you through the benefits and implication of this option.

How does tractor finance ownership work?

Not all financing options will allow you to own the equipment outright. Some might come with terms such as paying off the residual in full in order to get ownership of your equipment. Other options such as finance lease mean that the lender will take ownership of the tractor and rent it out to you until the end of the loan term. Before agreeing to any terms, you will have to ask about ownership rights to see if the loan is tailor-made for you.

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We're here to help you find the most affordable options, so there's no better way to compare commercial options and rates than right here, all in one place.
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