07 May 2025
Fact Checked

Jet Ski Loans

Compare low rate flexible jet ski finance options with Savvy, available Australia wide!

100% free. No impact on your credit score.

Created by our team of experts.
Jet Ski Loans

How to apply for your leisure loan with Savvy

Applying for a leisure loan with us is straightforward.

1

Fill out our online form

Tell us a bit about yourself and your situation so we can get started.

2

Chat with your broker

Your broker will contact you and walk you through your options.

3

Submit your application

Complete your documents and submit your formal loan application.

Easy as 1. 2. 3. Get approved today!

Buying a car is the most common use of personal fixed term loans funds approved in Australia, according to the Australian Bureau of Statistics (ABS). In 2024 alone, Aussies took out $17.69 billion in loans for the purchase of a road vehicle. The most recent quarter, March 2025, was the second highest ever for total road vehicle loans value at $4.63 billion.

It's easy to see where that money went. The Federal Chamber of Automotive Industries (FCAI) reported that new car registrations reached a record 1,220,607 in 2024 through its VFACTS data. The Australian Automotive Dealer Association (AADA) recorded 2,324,805 used car sales over the same period, which encompasses both dealership and private sales.

The average car loan taken out by customers through Savvy was $36,000 across the 2024-25 financial year. With over 40 lenders on our panel and a team of experienced brokers ready to guide you through the process, applying for your car loan has never been easier. Whether you're buying a new or used car be it from a dealership, auction or private sale we can finance it.

When summer arrives in Australia, you can really feel the heat. A desire to take to the water grows day by day and a jet ski can get your heart pumping. That's where Savvy can help you out!

We have a network of trusted lenders that cater directly to your jet ski finance needs. Our team of financial professionals find the most competitive interest rates that come with flexible, easy-to-manage terms for crafts bought from a dealer or private seller. We give all our jet ski finance customers peace of mind when they take to the water.

Get the process started with us today with a free, no-obligation quote!

Why apply for a leisure loan with Savvy?

Have the hard work done for you

Once you tell us about yourself and the loan you're after, we'll compare offers for you and prepare your formal application.

Trusted lender panel

We're partnered with some Australia's leading lenders to bring you a range of competitive offers to compare in one place.

Award-winning service

We're a Platinum Trusted Service Award winner with Feefo and our rating of 4.9 stars our of 5 shows our customers' satisfaction.

What our customers say about their finance experience

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Savvy is rated 4.9 for customer satisfaction by 642 customers.
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Crunch the numbers

with our loan repayment calculator

$500
$200,000

Your estimated repayments

$98.62

Total interest paid: Total amount to pay:
$1233.43 $5,143.99

How to apply for your jet ski loan with Savvy

  1. Fill out our simple online application form

    Start by telling us about what jet ski you’re after and some information about yourself, like your employment, income, credit score and more.

  2. Supply any required documents

    In some cases, if we need more information to verify parts of your application (such as your income), we may ask for a few more documents. You can submit these through our portal.

  3. Speak about your finance options with us

    From there, your consultant will compare the best offers available for your profile. We’ll give you a call and, if you’re happy with the top choice, we can take the next step.

  4. Have your formal application prepared and receive approval

    Your consultant will put together your application to meet your lender’s specifications and submit it to them. Approval can come as soon as one business day after.

  5. Signed, sealed and your jet ski delivered

    After approval, we’ll send you all the forms to sign, which you can do electronically via our portal. We’ll handle the settlement of the jet ski and, once that’s done, it’s all yours!

What our customers say about their finance experience

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Savvy is rated 4.9 for customer satisfaction by 642 customers.
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Some of your jet ski loan questions answered

What types of jet ski do you finance?

We finance all types of jet ski, including recreational, performance, sport, luxury and more.

I want to talk to a real person. Is that possible?

Yes – when you get a quote with us, your consultant will help you through the process over the phone. There’s no obligation to apply.

I want to know how much I can spend. Can I get a quote?

Yes – you can get a quote using our fast online system, or call a consultant to talk you through it over the phone. You can also use our jet ski loan calculator above.

I have bad credit. Can I apply for jet ski finance?

Yes – we’re partnered with specialist lenders who can help people with bad credit apply for jet ski finance.

Do you finance jet skis for businesses?

Yes – if your jet ski is for business use, you can apply for a jet ski chattel mortgage or hire purchase, which allows you to claim GST, depreciation and interest back on tax.