Can I Get a Small Business Startup Loan with No Collateral?

It is possible to get a loan for a startup – though your options will generally be more limited than they would be for a more established business. When you apply for a standard business loan, the lender will traditionally look at details like how established the business is, how long it’s been trading and its […]

Franchise Loans

A franchise loan is a type of business loan designed to help you purchase (or set up) an outlet of a business franchise like McDonald’s, Chemist Warehouse or Officeworks. They work similarly to a standard business loan to buy an existing business, but they do account for some of the unusual features of franchises. Franchises […]

Business Overdraft

An overdraft is a facility attached to your business transaction account that allows you to withdraw funds beyond a $0 balance at any time. This means you’ll be approved for borrowing up to a set limit and can access these funds whenever you like. For example, if your business had an overdraft limit of $20,000, […]

Home & Business Lending is Surging Where Is It All Heading?

Lending data – known as the lending indicators – is published each month by the Australian Bureau of Statistics. It shows us all the relevant Australian borrowing statistics – including mortgage commitments, personal loans, and business loan commitments across different categories.  In this analysis, we will be focusing on changes in mortgage and business loans […]

Asset Finance

Asset finance is a type of commercial financing that helps businesses acquire essential assets, such as vehicles, equipment and machinery, by spreading the cost over a set period, typically between one and five years. This allows businesses to get the resources they need without large upfront costs. What are the different types of asset finance? […]

Invoice Financing

Invoice financing helps businesses make predictable moves and better decisions. You can free up access of capital by providing up to 85% of the value of unpaid invoices on the spot, instead of when terms are due. This gives small businesses the peace of mind and cash flow to help them manage their day-to-day expenses, […]

Finance Lease

A finance lease is a type of leasing arrangement between a business and a leasing company that effectively allows you to rent an asset for a set period. Whether you need a car for your small business or heavy-duty machinery for your earthmoving company, you can get the ball rolling with Savvy today! How do […]

Finance Lease vs Operating Lease

Find out about finance and operating leases to help you determine which is best for your business with Savvy. Finance leases: lease, try, buy Finance leases are flexible leases for business that want the freedom to buy at the end of the lease or hand back vehicles or equipment depending on their needs. A finance lease gives […]

Operating Lease

An operating lease is, as the name suggests, a type of lease designed to help businesses gain access to commercial assets like vehicles. Whether you’re leasing a car for your small business or a fleet of trucks, you can apply with Savvy today and we’ll help you find the best deal available for your company! […]

What Are the Different Types of Car Loans?

Most of us will need to take out a loan when buying a new car. There are many options out there – but which is the best for you? In this guide, we’ll look at different types of finance you could get and what you can expect from each of these options. Secured vs unsecured […]

Tractor Finance

Tractor Finance Apply for a commercial loan with Savvy today to help you finance the tractor your business needs. Stay on top of your budget Finding a financial product that fits your needs should not feel like looking for a needle in a hay stack. At Savvy, we understand the need to find affordable agricultural […]

Unsecured Business Loans

Unsecured business loans are flexible loans that don’t require you to put up an asset as collateral, making them more widely available to businesses of all sizes. They’re designed to be used for a variety of different purposes, rather than buying a specific asset (like a chattel mortgage to buy a car or equipment, for […]