Gday Loans

Find out about Gday Loans' loan offerings and what your alternative providers are.

$2100
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$500
$50,000


Paid in 60 mins if approved*
Last Updated: 20/04/2026
Fact Checked

Gday Loans was a financial broker based in Fortitude Valley, Brisbane that offered small loans, as well as larger personal loans. As of August 2025, Gday Loans website is no longer active and they appear to no longer be operational.

If you were an existing customer of Gday Loans you should have received communications or instructions for where your loan has ended up and what's happening with your repayments. On the other hand if you were hoping to take out a loan with Gday Loans then you'll need to find a different cash loan provider.

Alternatives to Gday Loans

If you're in need of a small loan you can apply through Savvy. We’re partnered with a variety of Australian cash loan lenders to help streamline the process of securing the funds you require in under an hour (on weekdays). Just like Gday Loans they offer both Small Amount Credit Contract (SACC) and Medium Amount Credit Contract (MACC) loans in the $500-$5,000 range.

Rather than having to pick and choose a provider like Beforepay, Wallet Wizard or Nimble as an example, Savvy is able to match you with the cash loan provider most likely to grant you approval based on your personal circumstances.

Here's the simple process of applying for a small loan through Savvy:

  1. Complete our application form, providing essential details such as your income, employment status, and desired loan amount, ranging from $500 to $5,000.
  2. Submit your application and receive an instant decision from one of our partnered lenders.
  3. Upon conditional approval, your application will be evaluated by your assigned lender, which may require additional documentation.
  4. Upon lender approval, you'll receive formal approval and loan documents outlining your loan terms, fees, repayment schedule, and other relevant information.
  5. After signing and returning the documents, your funds will be promptly deposited into your designated bank account.

What our customers say about their finance experience

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Savvy is rated 4.9 for customer satisfaction by 7150 customers.
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Disclaimer:

The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.

For loans up to $2,000, an APR does not apply. The cost of the loan is an establishment fee of up to 20% of your loan amount and a recurring monthly fee of up to 4% of your loan amount. Minimum term is 16 days and maximum term is 12 months. For example, a loan of $1,000 over three months with the maximum allowable fees will have an establishment fee of $200, monthly fee of $40 and fortnightly repayments of $188.57. The total amount repaid is $1,320.00 over seven fortnightly instalments.

For loans between $2,001 and $5,000, the APR is between 21.24% (minimum) and 48.00% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is an establishment fee of up to $400 and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 12 months with an APR of 48.00% (comparison rate of 65.4962%) will have an establishment fee of $400 and fortnightly repayments of $165.44. The total amount repaid is $4,301.45 and total interest paid is $901.45 over 26 fortnightly instalments.

Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

Cash loan cost table:
Small (SACC) loans Medium (MACC) loans
Minimum loan amount $100 $2,001
Maximum loan amount $2,000 $5,000
Minimum loan term 16 days 16 days
Maximum loan term 12 months 24 months
Repayment schedule Weekly, fortnightly or monthly Weekly, fortnightly or monthly
Establishment fee Up to 20% of your loan amount Up to $400
Interest N/A Up to 48.00% p.a.
Monthly fee Up to 4% of your loan amount Included in the 48.00% p.a. maximum
Example loan

$1,500 loan over six months repaid fortnightly
Costs: $1,500 (loan amount) + $300 (establishment fee) + $360 (4% fees over six months)
Total cost: $2,160, repayable in instalments of $167 per fortnight

$3,000 loan over 12 months repaid fortnightly
Costs: $3,000 (loan amount) + $400 (establishment fee) + $912 (total interest over 12 months)
Total cost: $4,312, repayable in instalments of $166 per fortnight