- What is a Car Loan Comparison Rate?
July 4, 2024
A car loan comparison rate is the interest rate of a car loan plus most fees and charges such as account keeping or administration fees, rolled up into one figure and expressed as a percentage per annum (per year). The comparison rate gives a would-be borrower a clearer understanding of...
- Novated Lease Pros and Cons
April 24, 2024
Novated leasing is a unique way of financing your new or used car which can provide a wide range of benefits. However, before you sign on the dotted line, it’s important to understand the pros and cons of a novated lease to help you determine whether it’s worth it for...
- How to Pay Off Your Car Loan Faster
April 11, 2024
Car loans can be a crucial financial tool to help you purchase the vehicle you’re after, but the longer you have them, the more you’ll pay overall. That’s why it’s important to know about how to pay off your car loan faster. Learn about key tips for clearing your debt...
- How Long Does Car Finance Approval Take?
March 7, 2024
Car loans take about one to two days on average to process before formal finance approval, which can occur as soon as within 48 hours. This can be influenced by a few factors, such as your credit history, providing enough documentation promptly, verifying your identity and your details of citizenship...
- How Much Can I Borrow For a Car Loan?
May 9, 2024
Determining how much you can borrow for a car loan is based on how much you earn, how much you spend each month, and your credit habits. This calculation is used to figure out your borrowing power – how much you can afford to pay back to a lender each...
- Private Sale Car Loans
July 3, 2024
Find the best car finance offer available for your private purchase with Savvy. Access competitive rates and flexible borrowing options with us today! Start your quote No obligation. It won't affect your credit score. Buying a used car from a private sale is a great way to save money on...
- How to Get a Car Loan
May 29, 2024
If you’re looking for a car loan in Australia, you aren’t alone. According to the Australian Bureau of Statistics (ABS) lending indicators for December 2023, the value of new fixed-term loan commitments for the purpose of purchasing a road vehicle was well over $15 billion across 2023, averaging out to...
- The Pros and Cons of Car Loans
March 14, 2024
Buying a car is one of the big financial steps you’re likely to take in your life, but the upfront cost can be a significant hurdle for many. That’s where car loans come in, providing a financial solution to help you manage the purchase more comfortably.However, taking on a car...
- The 5 Best Family Cars in Australia in 2024
August 1, 2024
Choosing the right car for your growing family can feel like navigating a maze of options. Safety, comfort, space, practicality and budget all play crucial roles in finding the perfect fit. That’s where Savvy can help you out.Our curated list features a diverse range of vehicles and prices, from spacious...
- Should I Use My Home Equity to Buy a Car?
March 26, 2024
If you’re currently paying off your mortgage and are in the market for a new car, you might be wondering whether you can use your home equity to purchase the vehicle instead of taking out a dedicated loan. Before you redraw on your home loan, it’s important to consider the...
- The 5 Best SUVs in Australia in 2024
August 1, 2024
SUVs have become the undeniable kings of the Australian road. Their versatility, spaciousness and rugged capabilities cater to our diverse lifestyles, from weekend adventures to family commutes. Indeed, according to the Federal Chamber of Automotive Industries’ VFACTS data from December 2023, 55.8% of all cars sold in Australia across 2023...
- What Fuel Does My Car Take? Types of Petrol in Australia
March 26, 2024
Have you ever stood at a petrol pump and wondered what all the different types of fuel are? Perhaps you’re interested in finding out what other fuel your car is able to take or are buying a new vehicle and unsure what it takes. You can find all about the...
- Used Car Buying Guide
July 9, 2024
Australia's used car market presents a wide range of options, catering to diverse needs and budgets. Indeed, according to the Australian Automotive Dealer Association (AADA), over two million used cars were sold in Australia in 2023. However, navigating this marketplace isn’t always easy if you aren’t familiar with the process....
- Road Rage Statistics Australia
April 9, 2024
As our roads become increasingly congested and stressful, incidents of road rage are on the rise, posing significant risks to drivers, passengers and pedestrians alike. That’s why it’s crucial to be aware of some of the triggers for road rage and how to deal with it, both as a victim...
- What You Should Know About 0% Car Loans
March 4, 2024
Ever hear the phrase "too good to be true?" It can often apply to the world of car financing, especially with tempting offers like 0% interest car finance. These deals may sound like a steal, but it’s important to know that there's more to the story before you sign on...
