How to Check if a Car is Under Finance for Free

When a car is under finance, it means the previous owner hasn’t fully paid off the loan or lease on the vehicle. As a result, the lender still holds a legal interest in the car. If you’re considering purchasing a used car in Australia, it’s essential to find out whether there’s any outstanding finance on […]

Aussies Love Advanced Driving Features, Though Less Sure About Autonomous Driving  

As part of Savvy’s research into Australian consumer sentiments and technology, we look at attitudes towards a new automotive frontier: AI-assisted or autonomous driving features in new car models. 47% of Australians have some level of concern about AI or autonomous driving features 26% of 18–24-year-olds trust autonomous driving compared with just 5% of over […]

Australian Car Buying Sentiments Survey – 2023

As part of Savvy’s ongoing research into consumer behaviour and sentiment, our latest representative survey looks at the budget and appetite for buying new vehicles. 42% of Australians will buy a brand-new car when shopping for their next car 35% of Australians are looking to buy a new car for about $25,000 32% will spend […]

Global Electric Vehicle Sales Trends Report

Savvy’s report delves into the results of Deloitte’s 2023 Global Automotive Study; comparing this with our own Australian survey data, and other sources. China showed the greatest desire to buy an EV as next car – 27% Japanese (36%) and South Koreans (27%) most likely to buy a hybrid Australia: 12% intend to buy an […]

Aussies Flock Online To Research Their Next Car Purchase

As part of Savvy’s ongoing research into consumer habits and sentiments, we survey Australians on their research practice as they prepare to purchase a new (or new to them) car. 72% of Australians say automotive review sites influence them most when researching new cars Almost three-quarters (74%) of Australians are indifferent to AI’s usefulness when […]

41% of Australians Spending More Than $60 per Week on Fuel, Says Survey 

Aussies feeling the pinch at the pump: survey reveals rising fuel costs force change in driving habits 34% of Australians spending between $31-$60 per week on petrol 21% spending between $61-$90, 12% spending between $91-$120 43% say they will “drive less” to mitigate fuel price increases 37% say they will use discount apps; 26% say […]

Average Car Loan Interest Rate in Australia: 2025

Car loan application form with calculator

The average Australian car loan interest rate on offer through Savvy for someone with a good credit score is 7.43% p.a., as of June 2025. This is based on a five-year, $35,000 loan for a new car and an applicant with full-time employment. For this prime borrowing profile, rates can vary from as little as […]

Car Loan Pre-Approval Guide

When buying a car, understanding your financing options is crucial for a smooth and stress-free experience. One approach is to get car loan pre-approval – but what does this mean? In this comprehensive guide, we delve into what pre-approval entails and how it can benefit different types of buyers. What is car loan pre-approval? Car […]

How Long Does Car Finance Approval Take?

Car loans take about one to two days on average to process before formal finance approval, which can occur as soon as within 48 hours. This can be influenced by a few factors, such as your credit history, providing enough documentation promptly, verifying your identity and your details of citizenship or permanent residency. Some lenders […]

Compare Bad Credit Car Loans

Happy couple driving in car

A car shouldn’t be out of reach just because your credit isn’t where you’d like it to be. A bad credit car loan offers a way forward, helping you buy the vehicle you need with repayments that suit your situation. These loans work much like standard car loans but are tailored for borrowers with past […]

Car Loans on Centrelink

Woman driving car

You may be able to get a car loan if you receive a pension or benefits from Centrelink, even if it’s your sole source of income. If you meet all your lender’s criteria, you can still be approved. Find out more about the requirements for these loans and, if you’re ready to buy, apply for […]

Compare Green Car Loans

Car Loans Banner - Man charging his electric car while his wife and child stand with him

Green car loans are a type of secured car loan designed to help you buy an environmentally friendly car, such as an EV or hybrid vehicle. They work much the same way as any other secured car loan, where the vehicle acts as security for the loan. However, the key difference is that green car loans […]