Car Loan Pre-Approval
The car loan application process can be a pretty quick one, but going in blind without any idea of your budget or interest rate might make things more difficult for you. That’s why lenders offer pre-approval on their loans. Having a clearer understanding of your borrowing power means you can look around for cars you […]
How Long Does Car Finance Approval Take?
Car loans take about one to two days on average to process before formal finance approval, which can occur as soon as within 48 hours. This can be influenced by a few factors, such as your credit history, providing enough documentation promptly, verifying your identity and your details of citizenship or permanent residency. Some lenders […]
Compare Bad Credit Car Loans
How much will my bad credit car loan cost? Just like a standard car loan, bad credit loans use the vehicle you’re purchasing as collateral for the loan and are repaid in regular instalments. However, because of the increased risk associated with borrowers who’ve struggled with their credit, the interest and fees you’ll be required to […]
Car Loans on Centrelink
You may be able to get a car loan if you receive a pension or benefits from Centrelink, even if it’s your sole source of income. If you meet all your lender’s criteria, you can still be approved. Find out more about the requirements for these loans and, if you’re ready to buy, apply for […]
Compare Green Car Loans
Green car loan rates Rates correct as of 8 September 2025. Quotes based on a $30,000, five-year car loan for a borrower with good credit. How much can I save with a green car loan? Choosing a green car loan can save you money compared to a standard car loan, thanks to lower interest rates […]
Car Leases Test
A car lease is a finance product that allows businesses and individuals to use a car without owning it. Instead, the financier buys the vehicle and leases it to your business for a set term. There are three main types of car leases in Australia: Finance lease: Also known as a non-maintained lease, a finance […]
Car Loan Balloon Payments
If you’re looking to take out a car loan, one way to keep monthly costs down is by adding a balloon payment. This can help make your regular repayments more manageable – but it also affects the total cost of your loan. How do car loan balloon payments work? A balloon payment, sometimes referred to […]
Car Loans for Casual Workers
Being a casual worker doesn’t automatically mean you can’t get a car loan. After all, around one in five Australians consider their employment to be casual, according to the Australian Bureau of Statistics. The reality is that there are more lenders than you’d think that are willing to work with people in your boat. 11.3% […]
Low Income Car Loans
Just because you’re on a low income doesn’t mean you can’t finance the new or used car you’re looking for. There are plenty of lenders out there who specialise in helping low income earners buy their next vehicle, whether you’re still studying, working multiple jobs to keep your head above water or receiving Centrelink benefits. […]
Car Allowances Explained: 2025
Car allowances are a perk offered by some Australian employers, giving employees a helping hand with their car expenses. From buying a brand-new vehicle to helping them cover the cost of using their existing one, car allowances come in all shapes and sizes. Here’s what you need to know about them to help you maximise […]
Can I Get a Car Loan with No Credit Check?
Millions of Australians use car loans to help them finance their vehicle purchase, but if your credit score isn’t the best, it might seem like there aren’t any options open to you. All reputable lenders will conduct credit checks, so there’s no way around it. The good news, however, is that having bad credit won’t […]
No-Deposit Car Loans
Buying a car is usually a costly exercise that takes a big chunk out of your hard-earned savings. However, if you’re taking out a car loan, you could lock in your purchase with no money down. That’s because there are plenty of lenders out there who offer no-deposit car loans to people of various financial […]