Car Loan with Part IX Debt Agreement
If you feel trapped by bad debt, you may have already heard about Part IX Debt Agreements (or “Part 9 Debt Agreements.”) Taking out a Part IX Debt Agreement is seen as an alternative to declaring bankruptcy. These agreements are often presented as a debt consolidation product, offering an “easy way out” and “one easy […]
Low Doc Car Loans
A low doc car loan is a type of commercial car finance tailored for applicants who can’t provide the usual full financial documentation – typically self-employed individuals, sole traders or business owners with non-traditional income verification. Functionally the same as a chattel mortgage loan, the loan is secured against the car and requires that it […]
Student Car Loans
For many students, owning a car is essential for balancing studies, work and social life – but how easy is it to buy one when you’re still studying? If your savings won’t cover it, a car loan could be the solution. While there aren’t loans specifically for students, you could be approved for a standard […]
How to Get a Car Loan: Explained
How to get a car loan with Savvy: the step-by-step process Fill out our simple online application form first and foremost, tell us about the size of the loan and how many years you’re after. We’ll then ask you some information about yourself, including your income, residency, employment and credit score. Verify your account to […]
Salary Sacrifice To Buy A Car
Salary packaging, also referred to as salary sacrifice, is a popular employee benefit scheme in Australia that allows employees to receive certain components of their salary in the form of non-cash benefits, such as cars, laptops or additional superannuation contributions. One of the most common forms of salary packaging is novated leasing, which allows employees […]
Car Loans for Temporary Visa Holders
Getting a car loan as a temporary resident in Australia can be challenging, but it may be possible with the right lender. While many will only accept applications from Australian citizens and permanent residents, others are open to working with temporary visa holders who meet their criteria. Navigating the process can be complex, but Savvy’s […]
Secured Car Loans
Secured car loans are the go-to option if you need to borrow money to purchase a vehicle. By tying the loan to your car, you can access more competitive rates and improve your chances of approval – making it an attractive choice for borrowers across Australia. If you are looking for a secured car loan, […]
What is Negative Equity on a Car Loan?
Negative equity – sometimes called being upside down on your loan – happens when your car is worth less than the amount you still owe on it. This can leave you out of pocket if you want to sell, trade in or refinance your car before the loan is paid off. In this guide, we’ll […]
5-Year Car Loans
Compare and apply for a 5 year car loan Choosing the right term over which to repay your car loan is one of the most important factors that can shape your finance experience. That’s why so many Australians choose five-year terms: it strikes the perfect balance of keeping repayments affordable while not dragging them out […]
Private Sale Car Loans
Buying a used car from a private sale is a great way to save money on your vehicle purchase and car loan as a result. With competitive rates and flexible terms available whether you’re looking to buy for yourself or your business, Savvy can help you compare a range of options to narrow down private […]
Best Electric Cars in Australia 2024
In the market for an electric car? Whether you’re shopping on a budget, looking for the longest range available, a model with all the latest tech or just something that has some zip, it’s crucial to do your research to determine which one is best for you. We’ve broken down some of the best EVs […]
Global Electric Vehicle Sales – A Review of The Industry
As part of Savvy’s ongoing research into consumer sentiment, especially in the automotive sector, we look at the global state of Electric Vehicle (EV) sales, trends, and what we can expect in the future. Global EV sales nearly hit 10 million in 2023, with China surpassing 2 million and the US reaching 1 million for […]
