How to Get a Personal Loan

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A personal loan can give you access to the funds you need quickly and easily, but how exactly does the process work? Learn all the ins and outs of applying and getting approved for the loan you’re after with us today! What do I do before I get my personal loan? There are several key […]

Personal Loans for Discharged Bankrupts

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Once you’ve been discharged from your bankruptcy, you may still be able to get a personal loan. There are specialist lenders on the market that can work with individuals who’ve struggled with their credit in the past, including previous bankruptcies. How can I get a personal loan as a discharged bankrupt? As long as you […]

Secured Personal Loans

A secured personal loan uses an asset as collateral to secure the loan. The most common asset used for these loans is your car, but there are other options available (which you can read about in the next section). In terms of how they work, they’re the same as any other standard personal loan: you […]

Fixed Rate Personal Loans

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A fixed rate on a personal loan means, as you might expect, the rate is locked in from the beginning of your loan term and remains the same throughout your repayments. This means the cost of your repayments will remain consistent, allowing you to budget around your repayments with more confidence and accuracy. You’ll know […]

Legal Fee Personal Loans

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Legal fee personal loans are the same as any other personal loan: they’re a product available from $5,001 to $75,000 for use on whatever you need and can be repaid over one to seven years. In this case, you can use a personal loan to cover any legal expenses you might encounter for any type […]

$10,000 Personal Loans

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The features and benefits of a $10,000 personal loan Compare rates and save You can lock in an affordable rate for your personal loan by comparing your options from a wide range of leading Australian lenders. Choose your loan term Part of the flexibility that personal loans bring is allowing you to choose the term […]

New Job Personal Loans

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Starting a new job can be an exciting time, offering fresh opportunities and, in many cases, the chance to increase your earnings. However, life doesn’t stand still while you’re changing roles. With ongoing financial obligations to shoulder alongside the potential costs connected to your new employment, money can be tight. In this situation,  you might […]

Travel and Holiday Loans

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A travel or holiday loan is a personal loan you can take out to help you fund various types of trips, from backpacking to cruises to honeymoons. It can be used for a range of costs, including: Flights Accommodation Visa and passport fees Wining and dining Transport Recreation Equipment Shopping Travel insurance When it comes […]

Can I Get a Personal Loan as a Pensioner?

If you’re receiving a government pension or benefits, you may find it harder to qualify for a personal loan – but there are lenders out there that are willing to work with you if you need finance. These lenders may accept certain fixed benefits as part of your income, such as: Age Pension Disability Support […]

Personal Loan Broker

With countless personal loan options on the market, finding the right one can be overwhelming and time-consuming. One solution is to use a personal loan broker. Learn about their role and the benefits and drawbacks of using their services to help you make informed decision when looking for a personal loan. What are personal loan […]

Guarantor Personal Loans

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A guarantor personal loan is a standard personal loan that uses a third party, known as a guarantor, to guarantee the payment of the loan. This arrangement can be useful for people who have difficulty securing a loan, such as those with a poor or limited credit history, and can help you maximise your borrowing […]

Medical Loans

A medical expense loan is a normal personal loan, but for the main purpose of covering medical costs. Like all other personal loans, it requires you to apply for a set amount of credit and prove your eligibility. The lender will then assess your application and approve it if you meet their criteria.  Once approved, your […]

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