Debt Consolidation Loans
A debt consolidation loan is simply a personal loan used to clear one or more outstanding debts. It’s one of the most common uses for a personal loan in Australia. There are plenty of reasons why one of these loans could be the right move for you, from saving money to simplifying your debt structure. […]
Personal Loans for Self-Employed Workers
Being your own boss can be rewarding, but how does it work when you want to borrow money? As a self-employed worker, you may face stricter requirements when applying for personal loans. However, while the application process might look a little different, it’s still possible to get the finance you need. Savvy can help streamline […]
Personal Loan Repayment Calculator
How do I use the personal loan repayment calculator? Savvy’s personal loan repayment calculator is simple and easy to use no matter where you are. All you need to do is fill out a few different boxes and the calculator will crunch all the numbers for you. By inputting your desired loan amount, term and […]
Home Renovation Loans
A home renovation or home improvement loan is a personal loan that can be used to cover the cost of any sort of property renovation or improvement, whether on your personal home or an investment property. This can include: Kitchen and bathroom remodelling Plumbing and electrical work Home repairs Building additional living space Adding windows or […]
Loans for Unemployed: Your Borrowing Options
Being unemployed can make it difficult to get a loan, but not impossible. There are options available to borrowers without a job through specialist lenders, who can make use of other payments and criteria to approve your application. If you qualify for one of these loans, you can access cash quickly when you need it. […]
Variable Rate Personal Loans
If you’re searching for a variable rate home loan, you’re not alone. They’re Australia’s most popular type of mortgage and account for over 75% of all home loans. The beauty of variable rate loans is that they offer so much flexibility to tailor a mortgage to suit individual needs. Savvy can help you compare the […]
Variable Rate Personal Loans
A variable rate personal loan is, as the name suggests, a type of personal loan that comes with variable interest. This means that the rate can change throughout your loan term, rather than being locked in from the start (as it would be under a fixed rate agreement). Your lender may change their rates during […]
Personal Loans with Part 9 Debt Agreement
Looking for a personal loan but currently under a Part IX debt agreement? While there are plenty of restrictions that are placed on you during your agreement, it’s important to know that there may still be avenues open to you when it comes to borrowing the money you need. How can I get a personal […]
Personal Loans with Unpaid Defaults
Most of us encounter financial struggles from time to time, so it’s not unusual to end up with a default on your file if you can’t quite keep up with repayments. Fortunately, there may still be options available to you if you need some extra money. How can I get a personal loan with unpaid […]
How to Get a Personal Loan
A personal loan can give you access to the funds you need quickly and easily, but how exactly does the process work? Learn all the ins and outs of applying and getting approved for the loan you’re after with us today! What do I do before I get my personal loan? There are several key […]
Personal Loans for Discharged Bankrupts
Once you’ve been discharged from your bankruptcy, you may still be able to get a personal loan. There are specialist lenders on the market that can work with individuals who’ve struggled with their credit in the past, including previous bankruptcies. How can I get a personal loan as a discharged bankrupt? As long as you […]
Secured Personal Loans
A secured personal loan uses an asset as collateral to secure the loan. The most common asset used for these loans is your car, but there are other options available (which you can read about in the next section). In terms of how they work, they’re the same as any other standard personal loan: you […]
