Debt Consolidation Loans
Debt is a part of life for a large portion of the Australian population. 46% of Australians were living with debt at the start of 2025, according to a survey by The Salvation Army, while the Australian Securities and Investments Commission (ASIC) reported that 47% of adults in debt had struggled with repayments over the […]
Personal Loans for Self-Employed Workers
Being your own boss can be rewarding, but how does it work when you want to borrow money? As a self-employed worker, you may face stricter requirements when applying for personal loans. However, while the application process might look a little different, it’s still possible to get the finance you need. Savvy can help streamline […]
Personal Loan Repayment Calculator
How do I use the personal loan repayment calculator? Savvy’s personal loan repayment calculator is simple and easy to use no matter where you are. All you need to do is fill out a few different boxes and the calculator will crunch all the numbers for you. By inputting your desired loan amount, term and […]
Renovation Loan
Renovating your home is a great way to not only update your living space but also increase your property’s value. It’s among the most common reasons for taking out a personal loan, too, with 8.3% of all personal loan applications submitted through Savvy being for a home upgrade. What is a home renovation loan? A […]
Loans for Unemployed: Your Borrowing Options
Being unemployed can make it difficult to get a loan, but not impossible. There are options available to borrowers without a job through specialist lenders, who can make use of other payments and criteria to approve your application. If you qualify for one of these loans, you can access cash quickly when you need it. […]
Variable Rate Personal Loans
If you’re searching for a variable rate home loan, you’re not alone. They’re Australia’s most popular type of mortgage and account for over 75% of all home loans. The beauty of variable rate loans is that they offer so much flexibility to tailor a mortgage to suit individual needs. Savvy can help you compare the […]
Variable Rate Personal Loans
A variable rate personal loan is, as the name suggests, a type of personal loan that comes with variable interest. This means that the rate can change throughout your loan term, rather than being locked in from the start (as it would be under a fixed rate agreement). Your lender may change their rates during […]
Personal Loans with Part 9 Debt Agreement
Looking for a personal loan but currently under a Part IX debt agreement? While there are plenty of restrictions that are placed on you during your agreement, it’s important to know that there may still be avenues open to you when it comes to borrowing the money you need. How can I get a personal […]
Personal Loans with Unpaid Defaults
Most of us encounter financial struggles from time to time, so it’s not unusual to end up with a default on your file if you can’t quite keep up with repayments. Fortunately, there may still be options available to you if you need some extra money. How can I get a personal loan with unpaid […]
How to Get a Personal Loan
When you need some extra money to fund your home renovations, bundle multiple debts into one payment or even to cover the cost of your wedding, a personal loan is a very versatile form of finance that can help you make it happen. Applying for your personal loan isn’t complicated, but knowing how it all […]
Personal Loans for Discharged Bankrupts
Once you’ve been discharged from your bankruptcy, you may still be able to get a personal loan. There are specialist lenders on the market that can work with individuals who’ve struggled with their credit in the past, including previous bankruptcies. How can I get a personal loan as a discharged bankrupt? As long as you […]
Secured Personal Loans
A secured personal loan uses an asset as collateral to secure the loan. The most common asset used for these loans is your car, but there are other options available (which you can read about in the next section). In terms of how they work, they’re the same as any other standard personal loan: you […]