What Is My Benefit Code For Private Health Insurance? 

Health Insurance Banner - Middle-aged couple completing their tax returns on their computer

A benefit code is a unique identifier which helps the Australian Taxation Office (ATO) identify the private health insurance coverage you’ve paid for in that financial year in relation to your age. The code is used to determine the amount of private health insurance rebate you’ll receive and is based on the age of the […]

Minimum Health Insurance to Avoid the Medicare Levy Surcharge 

Health Insurance Banner - Man checking his health insurance on his phone

The Medicare Levy Surcharge (MLS) is an additional tax imposed on higher-income earners in Australia who don’t have adequate private health insurance coverage. But what is ‘adequate’ health cover, and what is the minimum policy I need to avoid paying the Medicare Levy Surcharge?  Find out how much health cover you need to satisfy Australian […]

What Is A Co-Payment In Health Insurance?

A man lying in a hospital bed being treated by a doctor

In Australia, the term ‘co-payment’ is commonly used in the context of health insurance and Medicare, but not everyone knows what this term actually means.  In simple terms, a co-payment is an additional out-of-pocket payment which is required before you can make a claim on your hospital cover policy.  Savvy can help you unravel the […]

Private Health Insurance vs. Medicare 

Health Insurance Banner - Young woman undergoing laser eye surgery

As an Australian, it’s important to understand the differences between private health insurance and Medicare. While both provide health coverage, they also have distinct differences that can impact your healthcare costs and access to services. If you’re unsure about how these two types of health cover differ, you can explore the benefits, inclusions and costs […]

Health Insurance For 870 Visa

health insurance banner senior parents

Are you considering sponsoring your parents for a visit to Australia on an 870 visa? If so, you’ll need to buy health insurance to comply with your visa conditions. Savvy can help you compare your options and find health insurance coverage suitable for your needs.  By comparing with us, you can receive a range of […]

Customised Health Insurance

Health Insurance Banner - Young woman sitting at her desk looking at customised health insurance on her laptop

We all like to be able to choose how we spend our money, and when it comes to health insurance this is particularly important, as our health needs are all so different! Some private health cover policies now let you customise and decide how to spend your benefit allowance, giving you more flexibility and choice.  […]

Health Insurance For 461 Visa

Are you a family member of a New Zealand citizen living or working in Australia? If you intend to visit your relatives in Australia, you’ll need to take out private health insurance as part of your 461 visa conditions.    You can compare health insurance policies which are suitable for overseas visitors from a range […]

Silver Health Insurance

Are you wondering if a silver health insurance policy is the right level of health insurance for your needs? It may offer the best health insurance cover available in Australia to a wide range of people, but it’s worth comparing different policies to help you determine which is most suitable for your personal needs. You […]

Health Insurance With Gym Membership

Gym equipment finance

Are you looking to squeeze the most benefits from your private health insurance, including a gym membership? There are many great deals available from health funds these days, including numerous wellbeing benefits such as subsidised memberships or yoga or pilates classes.  Compare a range of extras health insurance policies that may include positive health and […]

Health Insurance 408 Visa

Are you looking for health insurance to apply for a 408 visa so you can stay in Australia for a temporary activity? Many people from around the world are welcomed to Australia every year for special events which are endorsed by the Australian Government. Many such events require a 408 visa to allow the participant […]

Health Insurance For Bridging Visas

If you’re living in Australia on a bridging visa, the chances are that you won’t be covered by Medicare benefits. That means you’ll be required to ensure you have adequate private health insurance to cover your health needs while you wait for your full visa to be granted.  Finding health insurance that complies with government […]

Health Insurance For 8501 Visa Requirement

Many visas issued by the Australian Government for entry into the country include condition 8501, which relates to the need to maintain private health insurance whilst in Australia. This condition has to be satisfied to be successful in gaining a large number of visas, including work and study visas, temporary visitors and extended holiday visas. […]